Investment ROI Calculator

    Analyze Your Investment Returns

    Smart investors run the numbers before they buy. This calculator gives you the metrics that matter - cap rate, cash-on-cash return, and projected ROI - so you can compare deals like a pro.

    Investment Metrics That Matter

    Not all investment properties are created equal. A property that looks great on Zillow might be a cash flow nightmare once you factor in taxes, insurance, maintenance, and vacancy. This calculator cuts through the noise.

    Cap rate (capitalization rate) tells you the property's return independent of financing. Cash-on-cash return shows your actual return on the money you invested. Both matter, and the right metric depends on your strategy.

    North Texas offers strong fundamentals for investors: population growth, job creation, and landlord-friendly laws. But the best deals still require careful analysis. Use this tool to separate the winners from the duds.

    $350,000
    20%

    $70,000 down · $280,000 financed

    7%

    Monthly P&I: $1,863

    $
    $

    Excl. debt service. Include: taxes, insurance, maintenance, vacancy, PM fees

    4%

    Your Investment Analysis

    Total Annualized Return

    21.3%

    Cash-on-Cash Return

    -2.8%

    Capitalization Rate

    5.8%

    DSCR

    0.91

    Break-Even Occupancy

    32.0%

    Year 1 Wealth Building

    Cash Flow-$1,954
    Appreciation$14,000
    Principal Paydown$2,844
    Total Wealth Gain$14,890

    10-Year Outlook

    Property Value$518,085
    Equity Gain$168,085

    10-Year Wealth Projection

    Year 0Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10$-65000$0$65K$130K$195K
    Cash Flow
    Appreciation
    Loan Paydown

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